DISCLAIMER
This blog site reflects the personal views of Ginger Howard, in her individual capacity as a freelance blogger. It does not necessarily represent the views of the African American Golfer's Digest (AAGD)or our clients or representatives, and is not sponsored or endorsed by them. The purpose of this blog site is to share the experiences of the blogger, but no representation is made about the accuracy of the information. The information contained in this blog site is provided only as general information, and blog topics may or may not be updated subsequent to their initial posting. This is a personal blog and the views expressed on these pages are the bloggers alone and not those of the AAGD and we do not advocate the buying and selling or taking of any positions based on the statements made or ideas expressed here. Accordingly, AAGD is not liable for any trading consequences incurred by readers as a result of heeding predictions, analysis or recommendations on the blog. This blog is intended for informational purposes and not intended to be vulgar, defamatory, inaccurate, harassing, hateful, threatening, invasive of the privacy of others, sexually explicit, or illegal. The content of the blog is the opinion of the blogger, and is not intended to malign any religion, ethnic group, club, organization, company or individual. The blogger’s intention is to do no harm.  To not injure others, defame, or libel. All data and information provided on this site is for informational and/or entertainment purposes only. We are not responsible for translation or interpretation of content.  We also hold ourselves harmless from prosecution for errors in grammar and punctuation.  We are not responsible for defamatory statements bound to government, religious or other laws from the reader’s country of origin.  Any financial claims that could be taken against this site as a result of legal action that is brought against this blog, its authors or the website will be limited to $1.00 (One U.S. Dollar). All information is provided on an as-is basis with no warranties, and confers no rights.  We are not responsible for the actions, content, accuracy, opinions expressed, privacy policies, products or services or for any damages or losses, directly or indirectly, caused or alleged to have been caused as a result of your use or reliance on information in this Blog. 
This Website/Blog includes links to other sites and/or blogs operated by third parties. These links are provided as a convenience to you and as an additional avenue of access to the information contained therein. We have not reviewed all of the information on other sites and are not responsible for the content of any other sites or any products or services that may be offered through other sites. The inclusion of these links in no way indicates their endorsement, support or approval of the contents of this blog site or the policies or positions of the AAGD or of the blogger. These Terms and Conditions of Use apply to you when you view, access or otherwise use this blog and the Website.